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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Without written consent, a policyowner CANNOT change the beneficiary If he has named

A) a permanent beneficiary.
B) an irrevocable beneficiary.
C) a revocable beneficiary.
D) a contingent beneficiary.

2. What law do all Insurers and their agents need to comply with In regards to Information being obtained from a
third party concerning the applicant?

A) Dodd Frank Act
B) Fair Credit Reporting Act
C) McCarran-Ferguson Act
D) Unauthorized Insurers Service of Process Act

3. After a request has been received for verification of coverage from a viatical settlement provider, an insurance
company authorized to do business shall respond within:

A) 30 calendar days
B) 90 calendar days
C) 45 calendar days
D) 60 calendar days

4. Contributions made to a Roth IRA are

A) not tax deductible.
B) partially tax deductible.
C) only tax deductible at age 50 or older.
D) tax deductible at retirement.

5. The proposed insured's statements on a life insurance application are considered to be

A) representations.
B) warranties.
C) absolute statements.
D) misrepresentations.

Solutions: