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Real Estate Licensing Virginia-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. When the CFPB introduced the new TRID rules integrating RESPA and TILA rules, what two disclosure forms did they mandate lenders provide to borrowers?

A) the Settlement Statement and the Loan Disclosure
B) the Good Faith Estimate and the HUD-1
C) the Loan Estimate and the Closing Disclosure
D) the TILA disclosure and the RESPA disclosure

2. The consummation of a real estate sale is known as the:

A) signing of the contract
B) offer and acceptance
C) closing
D) option period

3. What is the difference between assemblage and plottage?

A) Assemblage involves combining parcels of land, and plottage involves splitting parcels of land.
B) Assemblage is the act of combining parcels of land, and plottage is the resulting increase in value.
C) Assemblage is the first step in creating a new subdivision, and plottage is the second step.
D) Assemblage is the act of building a new building, and plottage is the act of creating a new parcel of land.

4. What is one way that a contract for deed differs from a standard real estate sales contract?

A) A contract for deed has the purchase price in it.
B) A contract for deed includes a section about a flip tax.
C) A contract for deed includes a financing clause.
D) A contract for deed's purchase price section details the buyer's payment plan to the seller.

5. Harry, an agent, transfers some money from an escrow account into his personal savings accounts. What is he doing and is it legal or illegal?

A) This is conversion, and it is illegal.
B) This is commingling, and it is illegal.
C) This is conversion, and it is legal.
D) This is commingling, and it is legal.

Solutions: