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Insurance Licensing InsNV_Health02 exam : NV Accident and Health

InsNV_Health02 Exam Simulator
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Oct 13, 2026
  • Q & A: 132 Questions and Answers
  • Insurance Licensing InsNV_Health02 Q&A - in .pdf

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Insurance Licensing InsNV_Health02 exam simulator

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Accident and Health — General Knowledge~68%- Types of Health Insurance Policies
  • 1. Group Health Insurance
  • 2. Disability Income Insurance
  • 3. Limited Benefit Plans
  • 4. Accidental Death & Dismemberment
  • 5. Long-Term Care (LTC) Insurance
  • 6. Medicare Supplement Policies
  • 7. Medical Expense / Major Medical Insurance
- Social Insurance / Government Plans
  • 1. Social Security Disability Benefits
  • 2. Medicare (Parts A, B, C, D)
  • 3. Medicaid
- Insurance Concepts and Underwriting
  • 1. Premiums and Renewal
  • 2. Application and Underwriting
  • 3. Insurance Basics and Risk
- Policy Provisions, Clauses & Riders
  • 1. Common Riders
  • 2. Optional Provisions
  • 3. Mandatory Uniform Provisions
  • 4. Other Provisions and Clauses
Topic 2: Nevada Statutes, Rules and Regulations~32%- General State Insurance Regulations
  • 1. Insurance Guaranty Associations
  • 2. Agent Licensing Requirements
  • 3. Insurance Commissioner Authority
  • 4. Definitions and General Provisions
  • 5. Marketing Practices and Unfair Trade
- Nevada Health-Specific Regulations
  • 1. Advertising and Disclosure Rules
  • 2. Replacement and Free-Look Provisions
  • 3. Group and Credit Health Rules

Insurance Licensing NV Accident and Health Sample Questions:

Question #1

A Major Medical policy insured is injured in an auto collision during a police chase. The occupants in the police car are killed. The insured is convicted of reckless driving and manslaughter. If the insured files a claim, the insurance company will MOST likely take which of the following actions?

  • A. Pay partial benefits
  • B. Pay full benefits
  • C. Deny the claim and return the premiums paid
  • D. Deny the claim only
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #2

A Nevada producer wants to solicit an individual disability-income policy. Which license authority is required?

  • A. Property insurance authority
  • B. Casualty insurance authority
  • C. Accident and health insurance authority
  • D. Personal lines authority
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #3

Which person is the measuring life whose survival determines the timing and duration of annuity payments?

  • A. Policyowner
  • B. Annuitant
  • C. Producer
  • D. Beneficiary
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #4

Which statement is true of a variable life insurance policy?

  • A. The cash value may fluctuate with separate-account investment performance.
  • B. The policy is always a temporary term policy.
  • C. The policyowner bears no investment risk.
  • D. The cash value is held only in the insurer's general account.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #5

One key distinction between producers and Exchange Enrollment Facilitator (EEF) is producers:

  • A. can explain insurance terms like copayments and deductibles
  • B. can answer questions regarding program eligibility
  • C. can recommend a health plan for a consumer
  • D. are compensated monetarily
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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