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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) standard exception.
B) post policy event.
C) condition.
D) requirement.

2. Which of the following items is least likely to be recorded?

A) satisfaction of mortgage
B) mortgage lien
C) mechanic's lien
D) bill of sale

3. Which of the following is NOT effective with a Quit Claim Deed?

A) Remove clouds on title.
B) Conveyance of title interest.
C) Warranty of title.
D) Stops grantor from asserting rights.

4. An ALTA survey of the land could disclose all of the following EXCEPT

A) a pond located on the land.
B) the improvements on the land.
C) a property line lawsuit.
D) a violation of the setback line.

5. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a prepayment clause.
B) an assumption clause.
C) a due-on-sale clause.
D) a subordination clause.

Solutions: